What is the worn out worker rule?

Chicago residents who perform highly physical jobs often have trouble continuing in their work if they develop disabilities. Social Security Disability benefits are generally only available to workers who cannot perform any past jobs or adapt to new jobs as a result of their disabilities. However, under the “worn out worker” rule, a worker with Read More

What are the grids or the medical vocational guidelines?

Many people in Chicago suffer from disabling conditions that do not meet the terms of a Social Security Administration impairment listing. These individuals may receive Social Security Disability benefits through medical vocational-allowances. The SSA grants allowances to people who cannot reasonably adjust to new work. To make this determination, the SSA uses a grid of Read More

Are Disability Benefits Protected in A Bankruptcy?

Many disabling conditions prevent any form of gainful employment. Additionally, these conditions may require special medical care or accommodations. This often creates a financial burden for victims. In extreme cases, people who live with disabilities in Illinois may face financial challenges they cannot meet. Sadly, one financial advice company recently reported that medical debt is Read More

Sickle cell disease and its disabling effects

Sickle cell disease is an inherited blood disorder that has no known cure. According to the Centers for Disease Control and Prevention, the condition affects an estimated 90,000 to 100,000 Americans, including many Illinois residents. Victims may experience chronic symptoms and serious health complications. Fortunately, Social Security Disability benefits may be available to people who Read More

What Medical Conditions Qualify for Social Security?

Social Security Disability benefits assist people who cannot work due to disabling impairments. Both physical and mental conditions may be considered disabling. However, the Social Security Administration follows strict standards when evaluating disability. Disabling conditions must be expected to last at least 12 months or result in death. Additionally, these conditions must prevent substantial gainful Read More